For my money you can't beat a four wheel drive--If you ain't got it and need it you are hurtin---I have a Suzuki Quad Runner 250 7yrs old and never had problems with it--Selective 2 or 4 wheel with foot shift ----Most Dealers will let you take a trial ride then you can check handlin for your self---
If you ride a 4 wheeler sooner or later you will need 4 wheel drive