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I live in NY but spend a lot of time Outdoors, I coach Football so I am in the open wind in November/December, also spend some time close to the water in the winter but because I am out there I need winter gear that is windproof and also waterproof. I don't know how to answer your question concerning the "degree" of coldness but I am guessing that maybe anything under 30 degrees with wind/wet-snow?
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