My snubby gets the most carry time of all my CCW handguns.
My town isn’t all that violent, and has a huge police presence. When I’m running errands during the day, I don’t see any need for anything more (I hope that’s a safe assumption). At night, and when in Tampa or Jacksonville is another story. Then it’s a BUG
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I find appendix carry the most comfortable way to carry, and easy to access, with a small handgun. Snubbys are also very easy to point shoot, compared to other handguns. I’m confident that I could draw and accurately shoot my snubby the quickest of all of my handguns at 10y or less.