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			My wife and I spent a week trying to decipher Target's new health insurance plan options, and I am an attorney. Afterwards, trying to figure out how the flexible spending account and health insurance deductibles worked was still a challenge. 
 
I went to lunch this past week with another attorney, and he said his health insurance plan takes an entire firm of attorneys to make sense of it because he got a headache when he sat down to read it. 
 
Utterly insane I tell you.  Good luck to you Jon.
		 
		
		
		
		
		
		
			
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				The pond, waterfowl, and yellow labs...it don't get any better.
			 
		
		
		
		
		
	
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