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Most shooters worry way too much about this topic!
I use any of the regular brands with a load that has a good reputation, and don't try to find the "Mythical Best."
In a .38 revolver, any of the 158 SP or HP will do for me.
In the semi-auto's, I use any of the FMJ.
I usually practice with "sale ammo."
As a non-LEO, chances are something like 1 in 100,000 that we will ever need to actually shoot anyone.
One of my hunting partners is/has been a police officer for 26 years -- he doesn't even carry off-duty.
RELAX....
Jerry
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