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View Poll Results: How do you protect your firearms?
I keep them in a safe ... who needs insurance! 7 31.82%
I have insurance and freely give up Ser# ... you're paranoid. 2 9.09%
I have a safe and insurance. 5 22.73%
I'm home 24-7, my insurance is by Smith & Wesson 1 4.55%
My agent has never asked for my detailed info. 4 18.18%
Doesn't concern me/Not an issue 3 13.64%
Voters: 22. You may not vote on this poll

 
 
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  #17  
Old 01-30-2005, 08:58 AM
Mil Dot Mil Dot is offline
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Join Date: Mar 2001
Location: Colo Front Range
Posts: 453
I checked into the NRA insurance 1.66 per $100 of coverage/yr.

So, for a $1000 gun 16.66/yr or replacement in 60 yrs. On the other hand if you have $15,000 in guns that's $250/ yr insurance.

I would assume that you'd be able to buy a decent safe for $2500 to $3000 or at 2750 it would pay for itself in 11yrs using the above info and you would not have the annual burden.

I guess its a function of how much you have to protect, but a safe seems like a better value and less headache. As long as you don't leave a cutting torch leaning against it!
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