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View Poll Results: How do you protect your firearms?
I keep them in a safe ... who needs insurance! 7 31.82%
I have insurance and freely give up Ser# ... you're paranoid. 2 9.09%
I have a safe and insurance. 5 22.73%
I'm home 24-7, my insurance is by Smith & Wesson 1 4.55%
My agent has never asked for my detailed info. 4 18.18%
Doesn't concern me/Not an issue 3 13.64%
Voters: 22. You may not vote on this poll

 
 
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  #18  
Old 01-30-2005, 11:33 AM
fabsroman's Avatar
fabsroman fabsroman is offline
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Join Date: Nov 2001
Location: Maryland
Posts: 7,823
Most insurance companies will give you a break if you have a safe. My safe cost around $1,700 and it holds something like 42 or 52 guns. It is the 7200 American Security Cascade Series safe. Personally, I really like the safe.

I think I might get insurance for a portion of the collection, so that if it does ever get stolen or destroyed even while in the safe, it won't be as hard to replace. If I had to guess, I would guess that I own about $30,000 of guns, so I would insure it for $15,000 (i.e., the ones I use the most). That way, I can get back to shooting and hunting without having to worry about where I am going to get the money from to buy a new gun.

Later in life, when I am more established, maybe I will cut off the insurance because replacing the guns wouldn't be as big a deal or as much of a hardship. Same goes for the fiance's rings.
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