Do you shoot factory ammo or handloads?

[Jack]

99.99% of what I shoot is handloads- rifle or pistol.
I do have a few factory loads, in cases where I wanted just a few of a certain load, and it's not worth buying 100 bullets and working up a load. An example of that is Winchester Silvertips for my 44 Special revolver- I wanted 5 of em to carry. Used the rest for practice. Cheaper to buy 20 factories than to buy a box of bullets and work up a load.
I do shoot cast handgun bullets, but more and more, out of laziness, I buy the bullets. If you watch for deals, you can buy bulk quantities of 38 and 45 wadcutters at prices low enough to make it more practical to buy 1,000 than to cast 1,000.
Bullets that are meant for a bit higher velocity than wadcutters, I generally cast my own.
Rifle ammo, I load all of it.