Gun Insurance?

[Schutzen]

My perspective is a little different. I have already been through a house fire(total burn out) and the resulting insurance battles. Your very best insurance is a HIGH QUALITY gun safe with a very good fire rating. Almost any safe will withstand the normal burgler, but a dedicated professional can defeat any safe. My safe protected the guns that were in it. The three that I had out of the safe were covered by the regular NRA Members insurance up to the value of the policy. The remaining value of those guns was covered by my home owners insurance. Both insurance companies were quite understanding about the lack of serial numbers, but I did have pictures of the destroyed firearms (after the fire) and my firearms were not collector pieces. I would caution everyone to keep a second copy of your serial number list in your safe deposit box. My list was destroyed by the fire. Yes it was in a "fire proof" lock box, but it was not in my gun safe. In todays litigiouis climate, a gun safe is your best insurance.